Personal Loan

Personal Loan – Fast, Flexible & Paper-Light

Get instant access to funds without collateral. Quick decision, flexible tenures, and transparent charges—powered by our network of leading Banks & NBFCs.

T&C apply · Loans are subject to eligibility & lender approval
  • ✔ No Collateral – fully unsecured
  • ✔ Quick Disbursal – often within 24–48 hrs
  • ✔ Flexible EMIs – 6–72 months
  • ✔ Transparent Fees – no hidden charges

Use It For Anything You Need

Medical & Emergency
Wedding & Events
Education & Upskilling
Home Upgrade
Travel & Lifestyle
Debt Consolidation

Eligibility Criteria

  • Age: 21–58 (salaried) · up to 65 (self-employed)
  • Income: typically ₹20,000–₹35,000+ net monthly (city/lender dependent)
  • Employment: salaried (min. 6–12 months) / self-employed (stable business vintage)
  • Credit Score: usually 650+ preferred
  • Indian resident with valid KYC

Documents Required

KYC
PAN, Aadhaar (or Passport/Voter ID/Driving Licence)
Address Proof
Aadhaar/Passport/Utility Bill/Bank Statement
Income Proof (Salaried)
Last 3 months’ salary slips & 3–6 months’ bank statements
Income Proof (Self-Employed)
Latest ITRs, GST/Business proof & bank statements

Interest Rates & Charges

Interest rates are personalized based on your credit profile, employer category/business vintage, income, city, and lender policy. Typical ranges (indicative):

  • Interest Rate: profile-linked (personalized offers)
  • Processing Fee: ~1% – 4% of loan amount (plus taxes)
  • Pre-closure/Part-payment: as per lender (often applicable after 6–12 months)
  • Late Payment/EMI Bounce: as per lender schedule

How It Works (3 Easy Steps)

  1. Apply: Submit basic details & KYC online.
  2. Get Offers: We match you with top Bank/NBFC offers that fit your profile.
  3. Disbursal: Choose your plan, complete verification, and receive funds.

Why Choose Mars Fincorp?

  • Multi-lender access for better approval odds
  • Personalized guidance from a dedicated expert
  • Paper-light, mobile-first journey
  • Clear pricing & full fee disclosure
  • Faster decisions with smart matching
  • Secure data handling practices

FAQs

What is the maximum personal loan I can get? Amount depends on your income, obligations, city, and credit score. Many profiles qualify from ₹50,000 up to ₹25 lakh as per lender policy.
How fast can I get the money? If documents are in order, some lenders disburse within 24–48 hours of approval (subject to verification & banking hours).
Is collateral required? No. Personal loans are unsecured.
Will applying affect my credit score? We do soft checks first. A hard bureau inquiry may be done by the chosen lender at the final stage.
Can I foreclose or part-pay? Yes, usually after a lock-in (6–12 months). Charges depend on lender policy.
What if my credit score is below 650? Options may still exist with higher pricing/stricter terms. Improve score and reduce existing obligations for better offers.
Are there any hidden charges? No. All fees (processing, foreclosure, etc.) are shared upfront before you proceed.

Ready to Get Started?

Apply in minutes. Get personalized offers. Choose the best plan for you.

Mars Fincorp – We work with leading Banks/NBFCs. Loans are at the sole discretion of the lender.
Disclaimer: The information above is indicative and subject to change without prior notice. Final pricing and eligibility depend on lender policies, documentation, credit assessment, employment category, income, city, and verification results. Processing fees, foreclosure/part-payment and other charges are as per the final lender schedule. Mars Fincorp is a loan facilitation platform and does not guarantee approval.
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