Loan Against Property – Unlock Funds, Keep Ownership
Need large funds for personal or business purposes? Use your property’s value without selling it. With Mars Fincorp, get high loan amounts, flexible EMIs, and transparent processing.
Key Benefits
- ✔ High loan amounts up to ₹5 Crore+
- ✔ Attractive interest rates
- ✔ Flexible tenure up to 20 years
- ✔ Residential & commercial properties accepted
- ✔ Top-up & balance transfer facility
- ✔ Quick sanction with simple paperwork
Who Can Apply?
- Salaried individuals with stable income
- Self-employed professionals & business owners
- Property owners with clear, marketable title
- Age: 21–65 years
- Credit score generally 650+ preferred
Documents Required
KYC – PAN, Aadhaar, Passport/Voter ID
Income Proof – Salary slips/ITR, bank statements
Property Papers – Title deed, registration, tax receipts
Business Proof – GST/Partnership deed (if applicable)
Photographs – Applicant & co-applicant (if any)
How It Works
- Apply: Share your details and property documents.
- Valuation: Lender assesses property market value.
- Sanction: Loan sanctioned based on eligibility & LTV.
- Disbursal: Funds credited while you retain property ownership.
FAQs
How much loan can I get against my property?
Lenders usually offer 50%–70% of the property’s current market value, subject to eligibility.What properties are accepted?
Residential, commercial, and sometimes industrial properties with clear title are accepted.How long is the tenure?
Typically 10–20 years depending on lender and borrower profile.Can I use the loan for business purposes?
Yes. LAP is a multi-purpose loan—you can use it for business expansion, personal needs, education, or medical.Turn Your Property into Opportunity
Get high-value funding at attractive rates while retaining ownership of your property.